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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$36,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$1,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$36,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$1,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$2.50
$2.50
$2.50
$2.50
$2.50
$2.50
$2.50
$2.50
$2.50
$2.50
$2.50
$2.50
$2.50
$2.60
$2.60
$2.70
$2.80
$2.90
$3.00
$3.10
$3.30
$3.40
$3.50
$3.90
$4.10
$4.30
$4.50
$4.70
$5.00
$5.20
$5.60
$6.00
$6.40
$7.30
$7.90
$8.30
$8.80
$9.40
$10.00
$10.60
$11.40
$12.30
$13.30
$15.30
$16.70
$18.10
$19.50
$22.80
$24.50
$27.30
$29.60
$32.00
$34.90
$38.20
$42.30
$46.70
$51.60
$58.60
$65.40
$73.50
$81.10
$89.60
$98.30
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$15.00
$15.00
$15.00
$15.00
$15.00
$15.00
$15.00
$15.00
$15.00
$15.00
$15.00
$15.00
$15.00
$15.60
$15.60
$16.20
$16.80
$17.40
$18.00
$18.60
$19.80
$20.40
$21.00
$23.40
$24.60
$25.80
$27.00
$28.20
$30.00
$31.20
$33.60
$36.00
$38.40
$43.80
$47.40
$49.80
$52.80
$56.40
$60.00
$63.60
$68.40
$73.80
$79.80
$91.80
$100.20
$108.60
$117.00
$136.80
$147.00
$163.80
$177.60
$192.00
$209.40
$229.20
$253.80
$280.20
$309.60
$351.60
$392.40
$441.00
$486.60
$537.60
$589.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$20.40
$21.00
$22.20
$22.80
$24.00
$24.60
$25.80
$27.00
$28.20
$29.40
$32.40
$34.20
$36.00
$37.80
$39.60
$41.40
$43.20
$46.20
$49.80
$53.40
$60.60
$64.80
$68.40
$72.00
$76.20
$80.40
$85.20
$90.60
$97.80
$105.00
$120.60
$131.40
$142.20
$152.40
$178.80
$190.80
$211.80
$229.20
$247.20
$268.20
$294.00
$325.20
$358.20
$395.40
$449.40
$501.00
$561.60
$618.60
$682.20
$747.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov